The subject of funerals is never an easy subject to discuss. Dealing with the death of a loved one means making major emotional and financial decisions in a limited amount of time. Family and friends are left to deal with numerous and necessary details that can leave those closest feeling extremely overwhelmed.

Today, many people recognize that planning a funeral in advance of need demonstrates love and consideration for their family members. It is a thoughtful decision that reduces the stress of indecision and uncertainty when a death occurs. They believe the best time to make decisions is when there is no pressure and stress, and that such arrangements will make matters easier for their families when the time comes.

Why do people preplan a funeral service for themselves or a family member?

There are many good reasons. Some plan ahead because there will be no one who is capable of making responsible decisions. Others have definite preferences concerning their funeral service, and they want their families to be informed and involved in those decisions. It is a responsible aspect of estate planning.

Many people preplan because they like the peace of mind knowing there will be adequate funds to cover funeral expenses. Also, pre-payment can provide real benefits when applying for Medicaid.

Most importantly, preplanning guarantees that rational decisions can be made ahead of time without the usual urgencies when death takes place.

When you purchase a preplanned funeral, your money is deposited in a special escrow bank account, which is FDIC insured. Should you ever want to cancel your preplanned funeral, all monies deposited, including any interest that accrued up to the date of cancellation, are fully refundable without penalty.

Parkside Memorial Chapels offer many preplanning options. For example: a husband and wife can pay for one preplanned service without choosing for whom it applies - it is valid for the first spouse that passes away.

Unfortunately, we only learn the burden of funeral decisions after the loss of a loved one. Call us for an appointment and let us guide you through preplanning.